11/3 Teams wtih 4 losses or less: (7-5 teams COULD get in I guess, especially if loss was a FBS, or they beat FBS)

Montana, Montana St, Weber St Sac St
Monmouth, campbell, kennesaw, hampton
JMU, Nova, Albany, Richmond, UNH. Towson , Stony Brook
FAMU, Berthune cookman NC atat Scstate
NDSU, UNI, SDSU, SIU, ISUR, YSU
CCSu, Duquense
Ut martin, Austin Peay, SEMO, Jax St EKU Tenn Tech
holy cross, lehigh
U san diego (pioneer 1 bid)
citadel, wofford, furman
UCA, SELA (5 with 4 losses in that conf)
Alcorn State in Swac (5 with 4 losses)
Und indy

after next week alot of these will be eliminated... 44 teams for 24 playoff spots according to this