Fargo in the next 10 years??

[roadwarrior]

The other dirty little secret is the diversion doesn't remove you from flood insurance requirements. If your lot is to low, you need flood insurance with or without the diversion.

I am no expert, but I think you are wrong.

I live next to the Red River at one of the lowest elevations in Fargo. We are protected by a flood wall and dikes. Flood insurance is not required.

Once FEMA certifies an area is out of the 100 year flood plain because of protective measures taken, the property is no longer in the flood zone when the FEMA maps are re-drawn.